If it is at all possible to be successfully accepted for a loan if you have been issued with a CCJ at any point during the last six years (this is the period of time in which CCJs remain on your credit file) you may be wondering.
Luckily for us, you’ve chose to try the right spot! Proper Finance works together with a quantity of reputable lenders (FCA managed and authorised) whom give a variety of CCJ loan products to borrowers.
In partnership with Smart Loans
What exactly is a CCJ?
CCJ is definitely an abbreviation of County Court Judgement, also it refers to the procedure whereby one has taken court action against you, in the foundation that you definitely have not repaid money owed to an individual or business.
CCJs stick to your credit report once they have already been effectively released, plus they are usually considered by loan providers when coming up with your decision of whether or not to offer you that loan or otherwise not.
Can I Have that loan If I Have a CCJ?
Yes, you may qualify for certain kinds of loans by having a CCJ. Whilst some loan providers may well not accept candidates by having a CCJ, Proper Finance works together a variety of various loan providers that do.
Loans that are offered to those with CCJs will frequently count on other facets to give you protection to your loan provider that the loan with be repaid. For instance, those with CCJs may be qualified to receive guarantor loans, where a guarantor is put into the program as protection in the event that borrower that is main. Get more info here.
